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Javea Finance and Mortgages

Applying for a Spanish mortgage in Javea

Help and advice on how to apply for a Spanish mortgage in Javea

We can introduce you to local Spanish banks who are keen to arrange mortgages for you

First time buyers in Javea Spain. If you are buying your first home and you are a Spanish resident,

Most Spanish banks would lend a mortgage of 70-80% of the lowest value of the bank valuation or sale price and for non-residents it's usually 40-50%.

The following documents are required to obtain a Spanish mortgage.

Residents:

NIE & passport

6 months wage slips (if applied)

Last 2 years tax declaration

Proof of other assets (if applied)

Savings

If you have an existing Spanish mortgage:

6 months mortgage payment slips

Proof of outstanding amount & monthly payments